i thought i'd try doing a step by step
NOTE: this is how i tied this fly. how YOU tie it is completely up to YOU
Black Bear Red Butt
Hook: Salmon type
Thread: Black
Tip: Silver oval tinsel
Tag: Red floss/uni-stretch/yarn etc
Tail: Black hackle fibers
Ribbing: Silver oval tinsel
Body: Black floss/uni-stretch/yarn etc
Throat: Black hackle fibers
Wing: Black bear or squirrel
tie in silver oval tinsel behind the return point of the hook eye and wrap the tinsel back to the bend of the hook to about the barb
wrap the tinsel in touching turns to create the "tip". about 4-6 wraps are enough
tie in the material for the "tag"
wrap the tag material to end just above the hook point.
tie in the black hackle fiber tail and wrap the thread toward the eye to cover all of the material butts
tie in another length of tinsel and black body material to be wrapped forward as the body and ribbing
after wrapping the body and ribbing, tie in black hackle fibers for the throat
tie in the wing material, wrap a nice looking head and your done
i have seen this fly with and without the tail on numerous websites. that option is up to you
tailless version